Why Title Insurance?

What every home seller and buyer should know about title insurance.

Most home sellers and buyers have been informed that obtaining title insurance will provide them necessary protection over possible title defects; but many remain uncertain about why this is so – or even about what title insurance is. At RHS Title, we believe we have everything to gain by throwing some light on the subject. The more you know about title insurance and its pricing, the more confident you’ll be about coming to us for a policy.

Why the buyer needs title insurance.

Without a title insurance policy from RHS Title, you may not be fully protected against errors in public records, hidden defects not disclosed by the public records, or mistakes in examination of the title of your new property. As a result, you may be held fully accountable for any prior liens, judgments, or claims brought against your new property. However, your RHS Title policy insures that if such an occasion arises, you will be defended free of charge against all covered title claims and paid up to the amount of the policy to settle valid claims. With a title insurance policy from RHS Title, backed by our vast resources and financial strength, you need never worry that your new property’s history will tarnish your bright future.